Ricardo has a Bachelor’s degree in Management with Macroeconomics from Royal Holloway / University of London and a Master’s degree in Decision Theory and Mathematical Risk Analysis specialized in Real Estate Finance from Stockholm University. Ricardo has previously worked with scientific research at Stockholm University, held various positions in Swedbank, one of Sweden’s largest banks, and in Vasakronan, Sweden’s largest real estate company. Since moving to Mallorca in 2017 with his wife and two daughters, Ricardo has been working with sales, project management and other consultancy services within the real estate market both as an employee and as self-employed.